The 10 Cheapest Colleges in Missouri
What’s Covered:
- The 10 Cheapest Colleges in Missouri
- Tips for Saving Money on College
- How Much Will You Pay for College?
Rising college costs have been top of mind for students across the country, but have recently come to the forefront in Missouri. In 2021, the governor signed a bill removing a cap that limited how much Missouri public schools could raise tuition. According to the Jefferson City News Tribune, Missouri’s median income is $30,000 a year and 92% of that income is needed to attend one of the state’s four-year institutions of higher education full-time. Fortunately, there are steps Missourians can take to help control rising college costs.
The 10 Cheapest Colleges in Missouri
1. Harris-Stowe State University
Tuition In-state/Out-of-state: $7,008/$11,640
Location: Saint Louis, MO
Acceptance Rate: 100%
Undergraduate Enrollment: 1,098
In addition to being one of the cheapest colleges in Missouri, Harris-Stowe State University (HSSU) was the first public teacher education institution west of the Mississippi River and just the 12th such institution in the United States. HSSU is one of just two Historically Black Colleges and Universities (HBCUs) in the state. HSSU has gained recognition for its strength in STEM programs—it’s one of Missouri’s largest producers of African American graduates in the STEM fields.
Learn more about Harris-Stowe State University and what it takes to get accepted.
2. Missouri Southern State University
Tuition In-state/Out-of-state: $8.960/$17,080
Location: Joplin, MO
Acceptance Rate: 97%
Undergraduate Enrollment: 3,930
Missouri Southern State University, or more simply MOSO, fielded its first class in 1873. MOSO is known for its proximity to some of the nation’s most breathtaking scenery and waterways. MOSO is divided into four academic colleges:
- College of Arts & Sciences
- Plaster College of Business
- College of Education
- College of Health Sciences
MOSO offers more than 140 academic programs, ranging from those culminating in associate’s degrees to graduate degrees.
Learn more about Missouri Southern State University and what it takes to get accepted.
3. Missouri State University-Springfield
Tuition In-state/Out-of-state: $9,502/$18,770
Location: Springfield, MO
Acceptance Rate: 91%
Undergraduate Enrollment: 19,259
Missouri State University-Springfield is the main and largest of the Missouri State University system’s three campuses. The university offers 200 undergraduate programs, ranging from accounting to youth development.
Greek life is an important aspect of the Missouri State University-Springfield experience—28 fraternities and sororities call the campus home and 2,000 students are members of a Greek chapter (about 15% of the overall student body).
Learn more about Missouri State University-Springfield and what it takes to get accepted.
4. Lincoln University
Tuition In-state/Out-of-state: $9,796/$17,692
Location: Jefferson City, MO
Acceptance Rate: 100%
Undergraduate Enrollment: 1,707
Lincoln University was founded in 1866 by the men of the 62nd and 65th United States Colored Infantries and their white officers, for the education of freed African Americans. Lincoln University is one of two HBCUs in Missouri; however, following the landmark 1954 Supreme Court ruling in Brown v. Board of Education, the school opened its doors to all qualified applicants. The university is divided into five academic schools and colleges:
- College of Agriculture
- College of Environmental and Human Sciences
- College of Arts & Sciences
- School of Business
- School of Education
- School of Nursing
Lincoln University offers over 30 different majors.
Learn more about Lincoln University and what it takes to get accepted.
5. Truman State University | TSU
Tuition In-state/Out-of-state: $9,838/$18,566
Location: Kirksville, MO
Acceptance Rate: 80%
Undergraduate Enrollment: 3,302
Truman State University (TSU) is named after Harry S. Truman, the only President of the United States to have hailed from Missouri. Cost-sensitive college-bound students will love to learn that 97% of TSU students earn scholarships and half of them graduate with no student loan debt. TSU offers 50 majors through its three academic colleges:
- School of Arts and Humanities
- School of Business and Professional Studies
- School of Science and Mathematics
Learn more about Truman State University and what it takes to get accepted.
6. Southeast Missouri State University
Tuition In-state/Out-of-state: $9,903/$9,903
Location: Cape Girardeau, MO
Acceptance Rate: 79%
Undergraduate Enrollment: 8,099
Southeast Missouri State University, or simply Southeast, is the state’s only campus dedicated to art, dance, music, and theatre. Southeast’s Jeanine Larson Dobbins Conservatory of Theatre and Dance is among the best programs in the state and in the Midwest.
Southeast has numerous offerings in addition to the performing arts, with 129 Undergraduate majors. Southeast’s campus is home to an abundance of student organizations, led by SEMO Esports—the university’s largest club with over 400 members.
First-generation college students are a significant portion of the student body—about 55% of first-time freshmen in 2020 were first-generation students.
Learn more about Southeast Missouri State University and what it takes to get accepted.
7. Missouri Western State University
Tuition In-state/Out-of-state: $10,306/$20,866
Location: Saint Joseph, MO
Acceptance Rate: 100%
Undergraduate Enrollment: 3,604
Missouri Western State University (MWSU) is known for delivering high-quality and affordable education to students, with 92% of first-time full-time freshmen receiving grant or scholarship assistance.
MWSU’s Griffon Guarantee scholarship is awarded to students with 2.5 high school GPAs and features bonuses based on SAT/ACT scores and Missouri A+ certification. The dollars awarded through the Griffon Guarantee scholarship grow as a student progresses through college, provided the recipient remains in good standing and attends full-time.
Learn more about Missouri Western State University and what it takes to get accepted.
8. University of Central Missouri
Tuition In-state/Out-of-state: $10,050/$18,600
Location: Warrensburg, MO
Acceptance Rate: 69%
Undergraduate Enrollment: 7,203
The University of Central Missouri (UCM) was founded as a teacher training school in 1871 and named Normal School No. 2—it took its current moniker in 2006. UCM’s athletic teams are called the Mules and Jennies, depending on whether they are male or female. One of the school’s traditions is to kiss the mule statue in front of the football stadium to ensure future success.
Learn more about the University of Central Missouri and what it takes to get accepted.
9. Northwest Missouri State University
Tuition In-state/Out-of-state: $10,611/$17,324
Location: Maryville, MO
Acceptance Rate: 86%
Undergraduate Enrollment: 5,599
Northwest Missouri State University, or just Northwest, is home to one of the best college athletic programs in the country—it’s won six Division II football national championships since 1998 and finished as runner-up four times. Northwest also won three consecutive Division II men’s basketball national championships in 2019, 2021, and 2022 (the 2020 tournament wasn’t played due to COVID-19), becoming the first program ever to do so.
Outside of athletics, Northwest has taken steps to make obtaining a college education more affordable, such as providing every full-time student with a laptop free of charge and offering a textbook rental program, saving students more than $6,900 over four years.
Learn more about Northwest Missouri State University and what it takes to get accepted.
10. University of Missouri–Kansas City | UMKC
Tuition In-state/Out-of-state: $12,587/$30,227
Location: Kansas City, MO
Acceptance Rate: 75%
Undergraduate Enrollment: 10,149
There’s a lot for students to like about the University of Missouri–Kansas City—95% of first-year students and 87% of transfer students receive financial aid. Almost half of UMKC alumni live and work in Kansas City, which should come as no surprise, once you learn that Kansas City is one of the best large cities to start a career in after college.
Research and creative projects are an important aspect of an undergraduate experience at UMKC and the school provides programs that help fund them, such as the Summer Undergraduate Research Opportunity (SUROP) and Students Engaged in the Arts and Research (SEARCH) grants.
Learn more about the University of Missouri–Kansas City | UMKC and what it takes to get accepted.
Tips for Saving Money on College
There are numerous steps that college-bound students can take to make higher education more affordable.
Summer and Winter Courses
One of the best ways to save on college expenses is to minimize the time spent in college. Taking summer or winter classes is a proven method to help you stay on target to graduate on time—less than half of college students graduate in four years—which can help you avoid adding extra (and expensive) years to your time at college. It’s common for summer and winter courses to be less costly than classes offered during traditional semesters, adding even more value.
AP Exams
There’s no need for many students to wait until college to begin earning college credit. AP classes allow high school students to get a head start on general education requirements, as most colleges award credit for AP exam scores of 3 or higher. Not only do AP exams give you a head start on college and make it easier to graduate in four years, but they are also a fraction of the cost of taking a college course.
Community College
Attending community college isn’t how many students envision their ideal college experience, but it does provide an excellent way to lower college costs. Community colleges are significantly less expensive than their four-year counterparts, and financial aid is available.
According to the Association of American Community Colleges, the average annual tuition and fees at community colleges in the 2024-2025 academic year were $4,050, compared to $11,610 at four-year, public, in-state colleges.
How Much Will You Pay for College?
Net price provides an accurate picture of what a student can expect to pay for college—it’s a calculation that accounts for factors such as financial aid and scholarship dollars received. Most colleges provide a net price calculator, but our free Financial Aid Calculator lets you quickly estimate costs for schools across Missouri and nationwide.
